Category: Insurance Information

In Massachusetts, if you are hurt at work, you cannot sue your employer for your injuries.  What the law allows you to do is to file a claim for Massachusetts workmans compensation benefits for your on-the-job injuries. As a Boston workmans compensation attorney, I am frequently asked by clients if they may sue for pain and suffering. While […]

The minimum bodily injury policy requirement in Massachusetts is $20k/$40k. That means that if you cause an accident, and only one person is injured, that person can collect up to $20k in bodily injury payments from your auto insurance carrier. If you injure more than one person in the accident, than your auto insurance carrier is only […]

Ok, so you have concluded your medical treatment following your accident (motor vehicle, slip and fall, dog bite, etc.) and now it is time to negotiate your claim with the insurance company. In order to effectively begin settlement negotiations, you must write an effective demand letter. Your demand letter should first state the facts of the […]

If you have been injured in a pedestrian accident in Massachusetts by a negligently operated vehicle, you will need to know a few things. It is the operator’s insurance company that is responsible for paying for your “reasonable and necessary” medical expenses. They will also pay 75% of any lost wages you sustain as a […]

Underinsured motorist coverage is provided by your insurance company per your automotive insurance policy. It comes into play when you have been involved in a motor vehicle accident in Massachusetts and the person responsible for the accident does not have enough liability coverage to cover your losses and pain and suffering stemming from the accident. However, you […]

No.  Never.  It will only hurt your case.  Insurance adjusters are trained to ask certain, specific questions which are intended to make the strongest personal injury claims look weak.  Here is a great post regarding recorded statements, and their pitfalls from Maryland personal injury attorney Ronald Miller over at his Maryland Injury Lawyer Blog: Most insurance adjusters tell […]

If you are attempting to settle your Massachusetts injury claim without an attorney, you are going to need to know a few things about insurance adjusters. The following was written by Maryland personal injury attorney Ronald Miller who wrote a guest post for the Trial Lawyer Resource Center. Note that the post is geared towards […]

Following your Massachusetts auto accident, you will be entitled to PIP benefits. Here is a quick primer on what PIP payments you are entitled to: “Reasonable and necessary” medical expenses incurred within two years of your Massachusetts motor vehicle accident; 75% of the wages that you lose as a result of your Massachusetts motor vehicle […]

Yes, you can.  But why would you?  Here is a great post provided by the Florida personal injury law firm of Perenich, Carroll, Perenich, Avril, Caulfield & Noyes, P.A. on this very topic: The answer to this question really requires you to first answer this question: How important is the proper settlement of the claim […]

Kudos to CNN.com for injecting into the public discussion a topic that has been ignored for too long. The article exposes the travesty of how auto accident victims in low-impact motor vehicle accidents are being “low-balled” by big, powerful insurance companies. Many Massachusetts residents are involved in low-impact motor vehicle accidents each year. These accidents can cause very serious […]