Category: Insurance Information

Once again, I give kudos to attorney Jonathan Stein over at the California Personal Injury and Insurance Blog for great work. He has a great post on his blog about the various levels of claims adjusters at insurance companies, and their respective responsibilities. Here is the post from attorney Stein: Step 1: When you first report a claim, if […]

To follow-up on a previous post, I wanted to provide some of the insurance companies that use the computer program Colossus for determining personal injury settlement value. Here is the list, provided by Maryland Personal Injury Attorneys Miller & Zois, LLC: Aetna Allstate Insurance American Family Mutual Insurance American National Property and Casualty American Family Group of […]

Insurance companies use a variety of formulas in arriving at settlement figures for Massachusetts personal injury claims. All insurance companies are different. Some may multiply the amount of special damages (medical bills and lost wages) to arrive at a figure. Some, however, use very expensive computer programs which crunch numbers and variables to arrive at settlement value. One […]

I found the following over at the Taradash Law Firm web site which lists 72 common defenses used by insurance companies to avoid paying money to those injured in motor vehicle accidents. A big thank you is in order to the Taradash Law Firm – an Illinois law firm dedicated to representing injury victims – […]

Stop! Don't sign that release

If you were injured in a Massachusetts car accident, you will probably get a call and/or a letter from the insurance company that insures the person(s) that caused your injuries. This also happens with other accident cases such as slips and falls, etc. The insurance adjuster may tell you that your injuries are not severe, and that […]

Massachusetts personal injury protection (PIP) provides that regardless of who was at fault, those injured in a Massachusetts motor vehicle accident are entitled to have a portion of their medical expenses and lost wages paid. It is the insurance industry that pays these bills, and they have been trying to push legislation which would eliminate […]

Massachusetts law requires all motor vehicle operators to carry auto insurance. I stress to my clients that they should buy as much auto insurance as they can possibly afford. After all, it does not require that much money to increase your coverage from 20k/40k to 50k/100k. When it comes to insurance, the more the better. In fact, you […]

Many times following a Massachusetts auto accident it is found that the at-fault driver does not have enough bodily injury insurance to cover the injured party’s medical expenses, lost wages and pain and suffering. Since many Massachusetts drivers only have the minimum required amount of $20k/$40k, this scenario happens far too often. However, it is possible in […]

Massachusetts law requires all automobile operators to carry uninsured motorist benefits. The statutorily required minimum is $20k/$40k.  This protects you in the event you have been injured in a Massachusetts auto accident and the person(s) that caused the accident did not have auto insurance. This coverage is provided by your Massachusetts auto insurance company, as […]

The following is provided by the Massachusetts Bar Association which does a great job of explaining what to do if you have been involved in an auto accident in Massachusetts: Immediately following an accident, you should exchange your license, registration, and insurance information with the other driver or drivers. Subsequent to this, you should file an accident […]