Insurance companies in Massachusetts as well as in other states are required to evaluate and process claims “reasonably.” If it is found by a court that an insurance company has acted in bad faith, that insurance company can be subjected to monetary penalties. Here is an example of bad-faith by an insurance company and the huge […]
Another Example of Bad-Faith Insurance Practices
Category: Insurance Information
If you have been involved in a Massachusetts auto accident, slip and fall, dog bite, or any other kind of accident, you will need to know something about insurance adjusters and how they work. I found the following provided by former insurance adjuster Daniel G. Baldyga which tells you some key things you should know if […]
Suppose hypothetically that you are driving a motorcycle on a Massachusetts roadway and suddenly, a vehicle cuts in front of you. Further assume that this vehicle’s abrupt turn requires you to lay your bike down in order to avoid colliding with this vehicle. Now, what if the vehicle speeds off and leaves the scene of […]
If you are representing yourself in your Massachusetts personal injury claim, you need to inform the insurance company who insures the driver who caused the accident that you are bringing a claim. This type of claim is referred to as a third-party claim. Write the adverse insurance company a letter. In this letter you identify […]
The required minimum auto insurance liability amount in Massachusetts is $20,000/$40,000. This many times is not enough to protect someone and there assets is they have seriously injured someone as a result of a Massachusetts auto accident. It is for that reason that I suggest you purchase an umbrella automotive liability policy. Well, what is […]
If you have been injured in a Massachusetts personal injury accident, you need to know a little about insurance companies. I found the following over at the Wisconsin Personal Injury Lawyers Blog which tells you some revealing things about insurance companies: Just as a reminder, Insurance companies want: Premiums not claims To deter valid lawsuits People to hate lawyers […]
Massachusetts law requires, as part of the standard Massachusetts auto insurance policy, that all drivers carry at a minimum $5000.00 in property damage protection. What does this cover? It covers all property damage that you cause as a result of a Massachusetts auto accident. It covers damage you cause to someone’s car, house, bike, etc. […]
It is important for all Massachusetts motorists to understand their respective automobile insurance policy. You should be familiar with your Massachusetts bodily injury policy limits, uninsured motorist coverages, underinsured motorist coverages, PIP, and Med pay. I have supplied a standard Massachusetts automobile insurance policy on this blog, and it can be found on the upper-right […]
What medical bills does your auto insurance company have to pay following your Massachusetts auto accident? They have to pay for your “reasonable and necessary” expenses for medical, surgical, x-ray and dental services, prosthetic devices, and ambulance and hospital bills. Only bills incurred within two years following your Massachusetts car accident will be paid. it […]
Ok. You have finally concluded your medical treatment following your Massachusetts accident. You have collected of all of your medical records and medical bills, and you have sent them to insurance company that is handling your bodily injury claim. Now it is time for you to negotiate your Massachusetts personal injury claim with the insurance […]