“Hit and run” automobile accidents occur each and every day in Massachusetts. This means the driver(s) that caused a car accident cannot be unidentified. If you are the victim of a “hit and run,” you may be concerned about how your medical bills, lost wages, and pain and suffering will be compensated. Do not worry […]
Call Earley Before It’s Too Late!“Hit and Run” Automobile Accidents in Massachusetts
Category: Insurance Information
Massachusetts law requires that all operators carry uninsured motorist coverage (UM). This will protect you if someone without insurance has injured you in a Massachusetts motor vehicle accident. UM benefits are paid by your insurance company. You are required to carry in Massachusetts a minimum of $20,000.00/$40,000.00 in UM coverage. I suggest you purchase more […]
I found the following article from Collision Insight very interesting. The article claims that based on statistical analysis, Massachusetts led the nation in automobile accidents and bodily injury claims in the 80’s and 90’s. Here is the article: “According to a recent study by the Insurance Research Council, auto accident claims, measured by property damage claims, have […]
If you have been involved in a bicycle accident in Massachusetts, who is going to pay for the medical bills that you incur following the accident? And what about lost wages? In Massachusetts there is PIP (Personal Injury Protection), or no-fault benefits, for those injured in motor vehicle accidents. PIP requires your insurance company to […]
If you have a personal injury claim, whether or not you have an attorney representing you in the claim, there is going to be an insurance adjuster ultimately deciding whether or not, and to what extent, you will be compensated for your injuries. Today I was negotiating with an adjuster over an automobile accident that […]
There is no magic formula to settle a personal injury claim. Each case is different and the science of settling personal injury cases is anything but. It is an oftentimes arbitrary game that often yields unpredictable results. However, there are certain immutable and predictable principles of personal injury settlements. One of those is that the more […]
If you, or your attorney, has filed a claim for personal injuries stemming from your accident, the insurance company may send you a “reservation of rights” letter. What that is is the insurance company protecting themselves. It is their way of saying that just because we have acknowledged your personal injury claim, we have not agreed to […]
Many Massachusetts homeowners are unclear about what and to what extent they are covered under their homeowners insurance policy. It is important for all Massachusetts homeowners to be clear about their coverages. Some common questions homeowners typically have are: Can my insurance company cancel my policy? Does my homeowners policy cover……? What are the responsibilities […]
As mentioned on an earlier post, if you have been involved in an auto accident in Massachusetts, your insurance carrier will pay the first $2000.00 in medical bills you incur as a result of the accident. You may have to go to an Independent Medical Examination (IME) before your carrier pays for your medical bills, […]
Massachusetts law requires that you must carry a minimum of $20,000.00 in uninsured motorist coverage. But what is uninsured motorist coverage? It is coverage you are required to purchase from your auto insurance carrier in the event someone without auto insurance injures you in a motor vehicle accident. This is referred to as a “first-party claim” because it […]