Category: Insurance Information

Massachusetts hit and run accidents happen all the time. If you have been involved in one, you need to know about the following: The accident must be reported to your insurance company immediately; The vehicle that caused the accident and left the scene is unable to be identified; The insurance company that insures the vehicle you […]

Get the names, telephone numbers and addresses of all parties; Get the names, telephone and addresses of all witnesses; Call an ambulance and the police, if necessary; Get the insurance information, if possible, for all parties; Photograph the scene of the accident as soon as possible; Keep all important information such as receipts, accident reports, […]

Pedestrian accidents happen all too often.  They can be a traumatic and life-changing experience, in so many ways. Here are some important points to keep in mind if you have been hit by a car: It is the operator’s insurance company that is responsible for paying for your “reasonable and necessary” medical expenses; The operator’s insurance company will also […]

Here are some things to do (and things to avoid) following an auto accident in Massachusetts: Call the police; Tell the police officer(s) exactly how the accident occurred; Be careful what you say to the other driver; keep things to an absolute minimum; If you have a camera in your car, photograph the accident scene […]

I love this article. It helps to promulgate the much needed message that insurance companies are not concerned with treating the injured fairly. Rather, they are concerned solely on increasing their bottom lines at the expense of those who are truly are aggrieved, and deserving of fair and reasonable compensation. Here is the article from […]

As mentioned on an earlier post, if you have been involved in an auto accident in Massachusetts, your insurance carrier will pay the first $2000.00 in medical bills you incur as a result of the accident. You may have to go to an Independent Medical Examination (IME) before your carrier pays for your medical bills, […]

Never do it; it will only hurt your case. Insurance adjusters are trained to ask certain, specific questions which are intended to make the strongest personal injury claims look weak. Here is a great post regarding recorded statements, and their pitfalls from Maryland personal injury attorney Ronald Miller over at his Maryland Injury Lawyer Blog: Most insurance adjusters tell […]

This is another guest post, this time courtesy of Miles Walker of Carinsurancecomparison.org that I found very informative and interesting.  Here it is: 5 Places That Don’t Require Car Insurance There is a new law in Mississippi requiring people to have auto insurance before they can purchase a car. Mississippi is not the first place to pass […]

Does the fact that you were partly at fault mean you cannot bring a claim for personal injuries in Massachusetts? No. In Massachusetts, as long as you are not more than 50% responsible for a car crash, then you may still make a claim. However, the amount of your settlement will be reduced by the […]

Yes, absolutely you need to carry automobile liability insurance in Massachusetts. The minimum bodily injury policy requirement in Massachusetts is $20k/$40k. That means that if you cause an accident, and only one person is injured, that person can collect up to $20k in bodily injury payments from your auto insurance carrier. If you injure more […]