Category: Insurance Information

Massachusetts law allows those who have been injured in an auto accident to make a claim for pain and suffering. But, before you can do that, you must have at least $2000.00 in medical bills that are related to the accident. Exceptions to this $2000.00 “threshold” rule include scarring, broken bone(s), disfigurement, and injuries to […]

No, you don’t have to. In fact, it is always a bad idea because whatever you say will be manipulated by the insurance company to maximize their chances of paying you as little as possible for your injuries. Of course, they want nothing more than to deny your claim entirely. Therefore, do not play into […]

Massachusetts hit and run accidents happen all the time. If you have been involved in one, you need to know about the following: The accident must be reported to your insurance company immediately; The vehicle that caused the accident and left the scene is unable to be identified; The insurance company that insures the vehicle […]

If you have had this misfortune, here is some information that you need to know about. Passengers involved in Massachusetts auto accidents face two main issues. First, how do medical bills get paid? Passengers who are involved in Massachusetts auto accidents will have up to $8000.00 in medical bills and lost wages paid under Personal […]

That depends on the amount of your medical bills. As long as your “reasonable and necessary” medical bills stemming from the car accident are at least $2000.00, then you can bring a claim for pain and suffering against the at-fault driver’s insurance company. There are exceptions to the $2000.00 requirement. Examples are injuries involving broken […]

If you have been injured in a pedestrian accident in Massachusetts by a negligently operated vehicle, you will need to know a few things. It is the operator’s insurance company that is responsible for paying for your “reasonable and necessary” medical expenses. They will also pay 75% of any lost wages you sustain as a result […]

If you were involved in a car crash in Massachusetts, the insurance company that insures the car you were in at the time of the accident will pay for your lost wages. The lost wage claim is part of your PIP (Personal Injury Protection), first-party claim with the insurance company. This is part of the no-fault insurance system […]

Maybe. In Massachusetts, you cannot sue your employer if you slipped and fell and injured yourself at work. But, you can however make a claim for Massachusetts workers compensation benefits with your employer’s insurance company. However, if your slip and fall accident was caused by the negligence of someone other than your employer, than you may be able to sue […]

Yes. If a minor is injured in an accident and has a valid personal injury claim, it is the usually the mother or father of the minor that is the one bringing the claim. I represent minors who have been injured in accidents and when I meet with them for the first time, it is […]

Here is a primer from  Nolo.com on this very topic: “The demand letter is the centerpiece of the insurance claim negotiation process. In it, you set out to the insurance company your strongest arguments concerning: what your injuries were and are why the other person is legally responsible for your injuries what your medical treatment […]