PIP stands for Personal Injury Protection. These are no-fault benefits that are available under the standard Massachusetts automobile insurance policy. PIP pays for medical bills even if one is responsible for causing a car accident. The PIP auto insurer will pay the first $2,000 in one’s medical bills. Any bills over $2,000 must be submitted to the individual’s private health insurance company. Any bills that the private health insurance company do not pay get kicked back to the PIP auto insurer for payment of bills up to $8,000. If the injury victim has MassHealth benefits, then MassHealth will pay up to $8,000 in medical benefit payments for an accident victim’s medical bills.
