Unfortunately, many times following a Massachusetts auto accident, there is not enough insurance coverage available. The victims of auto accidents need to be adequately compensated for their medical bills, lost wages, and pain and suffering. Since so many Massachusetts automobile operators do not carry more than the minimum required $20k/$40k in liability coverage, you would be wise to protect yourself by purchasing underinsured motorist coverage. That way, you are protected if the Massachusetts driver who hits you does not have enough liability insurance following your Massachusetts auto accident. It is inexpensive to purchase underinsurance coverage in Massachusetts, and well worth it.
I invite you to contact me with any Massachusetts insurance questions you may have.