In Massachusetts, the claims process begins immediately after the car accident occurs and the insurance company is notified. The claim is assigned to a claims adjuster who starts investigating the crash. She will review the damage to the vehicles, the scene of the crash, and the police report (if there is one). She will call you […]

As tax season is in full swing, you may be wondering whether or not the settlement you received for your car accident is taxable. Overall, car accident settlements are not taxable in Massachusetts. In the world of car insurance, damages include payment for any outstanding medical bills, and lost time from work. Damage also includes pain and suffering. Pain […]

In Massachusetts, drivers are required to have specific types of insurance that also have minimum amounts of car insurance coverage. In most cases, additional coverages are available but in Massachusetts, you are required to have the following four types of coverage with minimum limits: 1. Bodily Injury to Others $20,000 per person $40,000 per accident 2. […]

If someone is hurt on your property, the liability provision of your homeowner’s insurance covers any personal injury claim that is filed. When someone files a claim under your homeowners’ policy, that is called a “third party” claim- and even if the injured party files a lawsuit against you, you are entitled to protection under […]

Economic damages are damages that are quantifiable and it is easy to determine monetary value. Some common economic damages are; medical expenses, lost wages, punitive damages, and disability benefits. With medical expenses, the injured victim would be compensated for medical treatments (present and future) that are necessary for recovery from the incident related injuries. The […]

If you’re a resident of Massachusetts, it’s important to be familiar with personal injury protection (PIP) car insurance. In Massachusetts, all drivers are required to have Personal Injury Protection (PIP) insurance. PIP covers the costs of injuries you sustain in a car accident, regardless of who is at fault, PIP coverage helps pay for medical […]

The Insurance Company is Calling Me. Should I Speak With Them? Absolutely not. Nothing good can come from you speaking with an insurance adjuster before you have hired a lawyer to represent you. What if I was Partly at Fault For My Slip and Fall Accident? Even if you were partly to blame for the fall, […]

With the arrival of winter weather, it’s important to take stock of your car and its safety features. Blizzards and ice storms can make driving treacherous, so it’s important to be prepared. Here are some tips for keeping your car safe in New England winters. Adaptive headlights: Headlights that adapt and rotate to light in the […]

Almost everyone at one time or another will experience the misfortune of being involved in a car accident. Many car accidents, thankfully, involve minor impacts that result in very little, if any, property damage to the involved vehicles. There is an assumption that a minor car accident does not and cannot cause personal injuries to the occupants […]

Massachusetts car insurance law is based on a no-fault system. This means even if you were at fault or negligent in causing the car accident, you’re still entitled to have your medical bills and lost wages paid through Personal Injury Protection, or PIP, for short. This mandatory auto insurance allows people to get their car […]